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Sustainability discount on mortgage when purchasing an energy-efficient home

In the quest for a more sustainable lifestyle, energy-efficient homes offer not only environmental benefits but also financial incentives such as mortgage sustainability discounts. However, while energy efficiency is key, understanding the overall condition of a prospective home through a thorough inspection can prevent costly surprises, making services like Homekeur's building inspection an essential step in informed home buying.

More energy-efficient homes are more popular than those that aren't optimally energy-efficient. Homeowners are encouraged to make their homes more sustainable. Have you made your home more energy-efficient? Then you can apply for a more positive energy rating from Homekeur. A positive energy rating means your home will sell faster and for a better price.

A significant advantage for buyers is, of course, the potential savings on energy costs, but there's another significant benefit. Buyers can receive a sustainability discount on their mortgage if they choose to purchase an energy-efficient home.

Never forget the building inspection when purchasing

Have you found a beautiful, energy-efficient home and are you planning to make an offer? Then it's important to know that the energy label only says something about the home's energy efficiency. It doesn't tell you anything about the overall condition of the house. Therefore, it's always wise to have a building inspection carried out. Homekeur is happy to perform this inspection for you, inspecting all the essential aspects of the house. You'll then find our findings in a building inspection report that we prepare for you. This way, you'll always have certainty about the home's energy efficiency and structural condition. That's a great benefit.

Buying a home with a sustainability discount

Buying an energy-efficient home is a good choice for several reasons. Of course, it's a conscious choice for the environment. The more energy-efficient the home, the better it is for the environment. A sustainable home is also better for your wallet, because you'll pay significantly less in energy costs if the home is sustainable. You can now take advantage of a sustainability discount on your mortgage from various mortgage lenders if you want to buy an energy-efficient home. You're eligible for this sustainability discount if you want to buy a house with an energy label A or better.

Additional financial benefit with the sustainability discount

The exact amount of the sustainability discount you receive depends on market conditions at the time you take out the mortgage with this discount. Current market conditions therefore influence the precise financial benefit, but it's clear that the sustainability discount on your mortgage always provides an additional financial advantage. You'll pay a lower interest rate than you would if you didn't use the sustainability discount.

Do you want to buy an energy-efficient house?

It's definitely a good idea to check with your preferred mortgage provider whether you qualify for a sustainability discount if you're looking to buy an energy-efficient home. Especially these days, every little bit of financial relief is a bonus. Want to ensure you don't encounter any unpleasant financial surprises after purchasing the property, for example, due to hidden defects you can no longer recover from the seller? Then have a building inspection carried out by Homekeur. You can schedule an appointment online. Want to learn more first? Feel free to contact us.

Easily request an energy label for your home

The cost of an energy label (up to 190 m²) is only €349 including VAT. A certified energy advisor will visit you, inspect the property, and officially register the energy label in EP-online. If the property is larger than 190 m², we charge €0.65 per additional square meter. Do you have any questions? We're happy to help and, if desired, can schedule an appointment with a certified advisor right away!

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