Finding the right home can be quite a challenge. You have to consider all sorts of factors, such as location, price, and living space. The feeling of finally finding your dream home is all the more satisfying! This means you can start choosing all sorts of new items for your home. Of course, these new items need to be properly insured. That's why we've listed several home insurance policies that you, as a homeowner, shouldn't overlook.
Buying a home is a very important decision. It might even be the biggest purchase of your life. In that case, you naturally want as much security as possible. This is particularly true for the following three insurance policies:
Buildings insurance ensures that you won't face high costs in the event of damage to your home. This covers both the house itself and any property within it, such as fences, solar panels, pipes, sheds, and central heating. Your policy details exactly what your insurer will cover.
At least as important as buildings insurance is contents insurance. It protects all valuable items in your home against theft or fire. Think of laptops, DVDs, jewelry, and smartphones, for example. These items are often not easily replaced, but contents insurance does cover damage in the event of flooding, theft, storms, fire, or lightning strikes.
Perhaps you have children or pets who sometimes behave wildly. In that case, comprehensive home contents insurance is a good idea, as it also covers damage you or a family member cause to items in your home.
Finally, there's life insurance. Some mortgage lenders even require this, as something can always happen to you or your partner. If you die before a certain date, life insurance pays out a predetermined amount. This amount allows your surviving relatives to (partially) pay off the mortgage, allowing them to continue living in the home.
The cost of a building inspection (up to 250 m²) is only €489 including VAT. We'll conduct a comprehensive building inspection and you'll receive a building report. Do you have any questions? We're happy to help and can schedule an appointment with an expert inspector right away if you wish!
