Buying a first home or house is a big step for many young people. In recent years, however, it has become increasingly difficult to find an affordable home. Supply is limited, prices continue to rise, and investors are buying up a significant amount of property. As a result, young people with dual incomes in the Randstad are finding it increasingly difficult to find their first home. Parents often have to contribute with a gift or loan .
As of January 1, 2021, the transfer tax will be waived for individuals under 35 who wish to purchase a first-time home to live in. This 2% transfer tax already amounts to €5,000 for a home worth €250,000. A substantial amount that can be used for minor renovations in 2021. The elimination of the transfer tax gives first-time buyers a slightly better position in the housing market. Are you buying a home as an investment? Then you will pay 8% transfer tax.
The beautiful "move-in ready" homes often don't even come back on the market anymore. Often, the almost-perfect homes or the fixer-uppers remain. For lack of other options, many first-time buyers opt for these homes. Often, something turns out to be wrong with the house afterward. Think of a defective floor, a sagging roof, water damage, or broken window frames. These kinds of renovations quickly rack up a hefty sum and are often unplanned.
You can often avoid these kinds of unexpected costs by having a Homekeur inspector conduct a building inspection beforehand. We'll inspect your property from top to bottom for structural defects. We'll compile this report into an online report. You can use the results to finalize the purchase contract . Together with the seller, you can decide who will cover which costs. Contact us, and we'll visit you within a few days.
The cost of a building inspection (up to 250 m²) is only €489 including VAT. We'll conduct a comprehensive building inspection and you'll receive a building report. Do you have any questions? We're happy to help and can schedule an appointment with an expert inspector right away if you wish!
